Managed Finance
Your numbers are always three weeks behind reality.
Invoices go out late. Some clients pay even later. Sales look decent but the bank balance doesn't match and you're not sure why. Come year end, you're scrambling for receipts because nobody kept track.
Where you are now
You're growing, revenue is up, but the admin is a mess. Your bookkeeping is patchy because you're too busy doing the actual work. When you do look at the numbers, they're either incomplete or so out of date they're useless for making decisions.
VAT returns are stressful because you're never quite sure if the figure is right. Invoices sit in your inbox waiting to be sent. Some clients pay on time, others don't, and you've got no system to chase them. Year end becomes a nightmare because nobody kept the records tidy during the year.
You know you need proper monthly bookkeeping but hiring someone full-time doesn't make sense yet. You want accurate, current records, VAT filed properly, and year end to not be a crisis.
Who this is for
This is for limited companies or sole traders who are usually VAT registered with between 1 and 10 employees, but not big enough to justify a full finance team yet.
This could look like a service business invoicing 20 to 30 clients per month, a construction firm managing multiple projects at once, or a contractor business where cash flow matters but there's no time to track it properly.
What's included in the Finance Partner package
Software setup or migration
If your Xero, QuickBooks or Sage setup is a mess, I fix it. Bank feeds working, chart of accounts sorted, rules in place. If you're switching software, I handle the migration.
Email and WhatsApp support
Questions get answered within 24 working hours throughout the month.
Year-end accounts preparation
I prepare your statutory accounts for your limited company or sole trader business. Everything gets filed with Companies House and HMRC on deadline.
Corporation tax and self-assessment returns
If you're a limited company, I prepare your CT600 plus one director's self-assessment. If you're a sole trader, just your self-assessment. I work out what you owe and explain any changes from last year.
VAT returns prepared and filed
I prepare and file your VAT returns monthly or quarterly, depending on your registration.
Monthly bookkeeping and bank reconciliations
My bookkeeping team keeps your records up to date every month. Invoices logged, expenses categorised, bank accounts reconciled.
Four quarterly reviews with tax forecasts
We meet four times per year for 45 minutes to review performance, check your tax position, and forecast what's coming in tax. You know the amounts and dates before the deadline hits, and we agree what needs doing in the next 90 days.
Monthly profit and loss report
You get a simple P&L each month showing sales, costs and what's left. No 40-page reports, just the numbers you care about.
What working with me looks like
How it works
Kickoff - I send you the engagement letter and data checklist. You give me access to your records.
Software setup - I tidy up your chart of accounts and set up bank feeds properly. If you're switching software, I handle the migration.
Bookkeeping handover - My bookkeeping team takes over the monthly close process.
Monthly service - Bookkeeping and bank reconciliations completed by the 10th of each month. You get your P&L.
Quarterly planning - We review tax position, spot issues early, and agree actions for the next quarter.
Year-end - Accounts prepared, reviewed together, filed on time.
Your bookkeeping gets done every month, and you have a monthly P&L showing what happened last month. Your VAT returns go in on time with accurate figures. When a client is overdue, you know about it because it's on the report I send you.
Year end stops being stressful. The records are up to date, I've got everything I need. We review the numbers in a call, file the accounts, done. You make decisions based on current numbers, not guesses.
Why work with me
I've run month-end close processes for PE-backed groups and kept the books for straightforward businesses. I know what tidy records look like and I know how to fix messy ones fast.
You get someone who has worked at Big 4 level but understands small business reality. I don't overcomplicate things. I set up systems that work and I keep them running so you can focus on the bit you're good at - running your business.
Your investment
From £300 - £850 + VAT per month
Price depends on transaction volume (light is up to 75 transactions per month, standard is 76-200, busy is 201-500), number of bank accounts, VAT complexity, and how much clean-up is needed at the start. Fixed monthly fee agreed up front.
I'm interested in the Managed Finance package
Please tell me a little bit about your business and I'll get back to you.
Need another service?
I work with UK businesses and individuals across a range of circumstances.
View business services or view individual services to see if another package fits your situation better.