Individual tax services
Your personal tax shouldn't be guesswork.
You need someone who prepares your Self Assessment properly, tells you what you owe before the deadline hits, and explains payments on account so you're not caught short in July. Not someone who files your return in January and disappears until next year.
Pick the service that fits your situation. Both include your tax return prepared and filed on time. The difference is whether you want one-off filing or year-round planning to keep your tax bill down.
Individual tax compliance and planning
Personal Tax Management
Year-round tax planning with quarterly check-ins to keep your bill down.
Your Self Assessment done properly, plus mid-year tax checks and planning so you're never caught off guard.
This is for company directors who take dividends, landlords with rental income, or anyone with complex personal tax who wants planning, not just compliance. We meet quarterly to review your position, forecast what's coming, and agree how to structure things to minimise what you pay.
From £40 to £120 + VAT per month
Self Assessment Service
Your Self Assessment tax return prepared and filed properly. No surprises.
One tax return prepared and filed properly. You know what you owe, when it's due, and how payments on account work.
This is for anyone who needs a Self Assessment return filed: employees with additional income, sole traders, company directors taking dividends, or landlords with rental income. I prepare the return, explain what you're paying and why, then file it on time.
From £175 to £600 + VAT per return
Frequently asked questions
How much does a Self Assessment tax return cost?
Depends how complicated it is. Straightforward employment plus a bit of extra income costs £175-£350. Company directors with dividends and benefits usually pay £250-£450. Landlords with rental properties pay £300-£600 depending on how many properties and whether you've sold anything. Fixed price, agreed before I start.
Do I need to file a Self Assessment if I'm employed?
Not always. You need one if you earn over £100,000, you're a company director, you get dividends, you have rental income, or you've got untaxed income above a certain amount. If you're a standard employee with nothing else going on, your employer sorts your tax through PAYE and you don't need to file.
What's the deadline for Self Assessment?
31 January following the tax year (which runs 6 April to 5 April). You pay any tax due by 31 January, plus your first payment on account. Second payment on account is due 31 July. Miss it and HMRC charges penalties immediately.
What are payments on account?
Advance payments towards next year's tax. If you owe over £1,000, HMRC makes you pay half by 31 January and half by 31 July. They're based on last year's bill. If your income drops, you can reduce them, but if you get it wrong you'll owe the difference later.
Why should I trust you with my personal tax?
I've been preparing tax returns for 15 years. Directors, landlords, contractors, people with complicated income. I worked at Big 4 and Top 100 firms doing personal tax and I know what HMRC looks for. You're not getting a junior doing their first return. I do the work and I explain it without the jargon.
Can you help with rental property tax?
Yes. I do returns for landlords with one property or multiple. I work out what expenses you can claim, sort mortgage interest relief, and tell you whether cash basis or accrual makes more sense. If you've sold a property, I calculate capital gains and claim any reliefs that apply.
How does dividend tax work for company directors?
You get an allowance that's tax-free. Above that, dividends get taxed at different rates depending on whether you're basic, higher, or additional rate. This is on top of tax on your salary. The right split between salary and dividends depends on your total income, which is why planning matters.
What's Making Tax Digital for Income Tax?
MTD means quarterly digital updates instead of one annual return. It's rolling out in phases for sole traders and landlords above certain income thresholds. You'll need compatible software and you'll submit updates every quarter instead of once a year.
Can you file my tax return if I've missed the deadline?
Yes. I can prepare and file late returns but HMRC will still charge penalties. The longer it's been, the higher the penalty. If you've got multiple years unfiled, I can get you compliant, work out what you owe, and deal with HMRC. Sooner you sort it, lower the penalty.
How quickly do you respond to questions?
Within 24 working hours. If you need to discuss something before making a decision (like whether to sell a property this tax year or next), we book a call and talk it through. You're not waiting weeks for advice that matters now.
Do I need to pay tax on savings interest?
Depends on your total income. You get a Personal Savings Allowance that varies depending on whether you're basic or higher rate. Additional rate taxpayers don't get one. Interest above your allowance gets taxed at your income tax rate. Your bank reports it to HMRC automatically.
What's capital gains tax and when do I pay it?
Tax on profit when you sell assets like property, shares, or business assets. You get an annual exemption. Above that, you pay tax at rates that depend on your income and what you've sold. For UK property, you report and pay within 60 days of selling. Everything else gets reported by 31 January following the tax year.
