Finance Partner
You're making decisions without the numbers to back them up.
Should you hire? Can you afford new equipment? When should you take dividends? You're building something but flying blind on the financial side.
Where you are now
Your business is growing. Revenue is up, the team is expanding, and opportunities keep appearing. But every big decision feels like a guess because you don't have the financial clarity to know if you can afford it.
You want to hire another person but you're not sure if the cash flow supports it over the next six months. Equipment needs replacing but you don't know the tax impact or whether leasing makes more sense than buying outright. Dividends get taken whenever the bank balance looks healthy, which isn't a strategy.
Most accountants at this level want to sell you a full finance team or an FD for three days a week. You don't need that yet. You need senior finance knowledge on tap: someone who understands your numbers, forecasts what's coming, and helps you make informed decisions without the full-time salary.
Who this is for
This is for limited companies that are growing and owner-managed with plans to scale but not ready for a full finance function yet.
This could look like a service firm that's won a few big contracts and needs to hire fast, a construction business bidding on larger projects where cash flow timing matters, or a growing consultancy deciding whether to invest in new software or another senior hire.
What's included in the Finance Partner package
Decision support when you need it
Ad-hoc support when you're making bigger decisions: hiring, capital spend, pricing changes, new locations. I give you the financial view so you can decide with confidence.
Cloud accounting setup
I set up your Xero, QuickBooks or Sage properly. Bank feeds working, chart of accounts sorted, reporting structure built for the management pack.
Priority email and WhatsApp support
Your questions get answered the same day or next day throughout the month.
Year-end accounts and tax returns
I prepare your statutory accounts for your limited company. I prepare your CT600 plus one director's self-assessment. Everything gets filed with Companies House and HMRC on deadline.
VAT returns and monthly bookkeeping
I prepare and file your VAT returns monthly or quarterly. My bookkeeping team keeps your records up to date every month with bank reconciliations done.
Monthly management pack with KPIs
You get a management pack each month with commentary, not just numbers. We agree on metrics that matter for your business and I track them monthly.
Rolling cash flow forecast
I build and maintain a 3 to 6 month cash flow model showing what's coming in and going out. Updated monthly so you know when cash will be tight and when you've got room to invest.
Quarterly tax planning
Four times per year, we review your tax position and structure dividends and salary properly to minimise what you pay HMRC.
Four quarterly planning sessions
We meet four times per year for 60 minutes to review performance, update forecasts, and work through the decisions coming up.
What working with me looks like
How it works
Kickoff - 30-minute call to understand your business, growth plans, current challenges and what decisions are coming up.
Software setup and reporting structure - I set up your accounting software properly and build the reporting structure you need.
Cash flow forecast build - I build your initial 3 to 6 month rolling cash flow forecast. If your records are messy, this may be charged separately.
Monthly service - Bookkeeping completed, management pack sent, cash flow forecast updated by the 10th of each month.
Quarterly strategy - We meet four times per year to review performance, plan ahead, and make decisions on hiring, equipment and structure.
Year-end - Accounts prepared, reviewed together, filed on time.
You've got the numbers to back up decisions. Every month you see a management pack that shows what's happening, not just what happened. Your cash flow forecast tells you when you can afford to hire or when you need to hold off.
Every quarter we sit down for an hour. We review performance, update the forecast, look at tax strategy, and work through the decisions coming up. You know whether hiring makes sense. You know the tax impact of buying equipment. You structure dividends properly instead of guessing.
When something urgent comes up, you've got someone who understands your numbers and can help you think it through.
Why work with me
I've been Head of Financial Reporting and Tax for a PE-backed group consolidating 76 companies. I've managed external audits, complex tax compliance, and board-level reporting. I've also worked as a Finance Manager for SMEs where I'm the only finance person in the room.
You get Big 4 experience applied to small business reality. I understand cash flow, tax efficiency, and growth planning. I've seen what works and what doesn't when businesses scale. I don't just prepare the numbers. I help you use them to make better decisions.
Your investment
From £900-£3,000 + VAT per month
Price depends on complexity, transaction volume, and how much strategic work is needed. Fixed monthly fee agreed up front.
I'm interested in the Finance Partner package
Please tell me a little bit about your business and I'll get back to you.
Need another service?
I work with UK businesses and individuals across a range of circumstances.
View business services or view individual services to see if another package fits your situation better.